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neha dhupia naked video Why do people consider a primary residence as an "investment"?

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-You receive no income from it

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-You receive no income from it

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free japan sex video A: yes, if you've lived in it 30+ years and have paid the minimum monthly amount. that also means it's probably at least tripled in value by then.

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demi more hot sex A: Many investments are illiquid (for instance CD's)


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black porn star pink Date: May 4th, 2018 2:15 AM
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breh I don't think anyone disputes that a house might fit the technical definition of an investment. we're just saying, as a pure investment it's shit compared to equities that can be easily bought and sold and never require maintenance.

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10 girls having sex houses have one big advantage: you can fucking live in a house. but they're not great investments.


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I disagree for the simple reason that

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little naked girls videos b: it is forced savings... again, people are bad at saving/investing... and this forces them to regularly "save"

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erin andrews nude fakes c: this is a big investment that you can put relatively into at first (10-20% down on most houses in this country is not a big deal)


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a house is basically a very inefficient savings account - I'm sure you could design a better forced savings mechanism. arguably the 401k is such a thing.


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also btw, before you claim I am a realtor, I'll state for the record that realtors tend to be garbage and contribute little to society. their commissions should be cut down to 1%, which would make housing a much better investment.


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I actually found my buyers agent useful. of course, I paid $0 for his services.


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you paid for his services in the sense that if you found the house you could have negotiated the fees back from the seller's realtor.


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Maybe. He was actually completely useless at finding houses, but he was great at explaining the home-buying process to a noob.

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free dog porn pics I also forbade him from referring to the house as an investment lol


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dude, you could have read articles on zillow.

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sex video for mp4 if you really needed a handholder you could use redfin, and they give you back a portion of their commission.

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I'll definitely be using redfin in 15-20 years when I next need to deal with the process. I bought a house like mere months before redfin became mainstream.


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Bro, the average homeowner (married with kids) is NOT going to be renting out rooms for spare cash....the fuck this look like?!


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There's flat-out NOTHING else available for most of the population to invest in that has any hope whatsoever of any kind of return. Nothing. No, look at me, I said NOTHING.


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why do you do this in every thread?


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I've never been refuted yet any time I've made this point.

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because their REALTOR® said so


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Speak for yourself bro. Some of us bought in California 6 years ago


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unless your house close to doubled in value you may have been better off investing in the stock market over those 6 years


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thats more luck, California is nuts


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have you seen what, say, crypto and the stock market have done over similar timespans? it's not unique.


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of course I have thats where I've made my money. 6 years ago I didn't have any money in cali, now I do but don't want to park it all in a house here until its cheaper!

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Wow we've never discussed this before!


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it's all part of the boomer brainwashing, like marriage and education.


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I want to buy my first home and shit.


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-You receive no income from it

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Bro, on a $400k house, you'll still end up paying something like $225-250k in interest over 30 years. How the fuck is that any good?

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You avoid paying the opportunity cost amount which you would otherwise be paying in rent. That is akin to receiving that amount of money from an investment after taxes.


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Very cr. It's shelter to be consumed and nothing more


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